Personal Savings
Classic City Bank has several options to choose from to suit your personal banking needs.Features
All Classic City Bank personal savings accounts include:
- Free Online Banking & Bill Pay
- Free Mobile Banking & Mobile Deposit
- Free MasterCard debit card
- Free paperless eStatements & eNotices
- Free Notary service
- Free Overdraft Protection transfer from Classic City Personal Checking, Savings, or Line of Credit
Savings Accounts
Classic Minor Savings
- Minimum to open: $25.00
- No minimum balance
- Transaction Limits:
- 2 Free withdrawals/transfers a month
- $2.00 charge per item in excess of 2 a month
- Fixed interest rate
- Interest credited monthly on balances over $100.00
- Quarterly Statement
Classic Savings
- Minimum to open: $100.00
- How to avoid monthly Service Charges:
- Min daily balance of $200.00 a month OR
- Set up automatic monthly transfer from a Classic City checking account of at least $50.00 a month into savings account
- Transaction Limits:
- 2 Free withdrawals/transfers a month
- $2.00 charge per item in excess of 2 a month
- Fixed interest rate
- Interest credited monthly on balances over $100.00
- Quarterly statement
Money Market Account
Classic Money Market Savings
- Minimum to open: $100.00
- Minimum daily balance: $1,500.00
- Monthly Service Charges:
- $5.00 a month if below daily balance
- Transaction Limits:
- 6 withdrawals/transfers a month allowed
- $5.00 per withdrawal/transfer over monthly limit
- Check Writing Availability
- Tiered interest rate:
- Level 1 less than $24,999.99
- Level 2 $25,000-$99,999.99
- Level 3 $100,000-$249,999.99
- Level 4 $250,000 or more
- Interest credited monthly
- Monthly statement