Personal Checking

Classic City Bank has several options to choose from to suit your personal banking needs.

Features

All Classic City Bank personal checking accounts include:

  • Free Online Banking & Bill Pay
  • Free Mobile Banking & Mobile Deposit
  • Free MasterCard debit card
  • Free paperless eStatements & eNotices
  • Free Notary service
  • Free Overdraft Protection transfer from Classic City Personal Checking, Savings, or Line of Credit

Checking Accounts

Classic E Checking

  • Minimum to open: $100.00
  • No minimum balance
  • How to avoid Monthly Service Charge:
    • Enroll in paperless statements AND no more than 5 written checks a month
  • Service Charges:
    • $1.00 per check written over 5 a month
    • $3.00 charge a month for mailing of monthly paper statement without images
    • $5.00 charge a month for mailing of monthly paper statement with images

Benefits:

  • Free Classic City ATM withdrawals, $3.00 charge for foreign ATM withdrawals

Classic 50 Checking

  • Minimum to open: $100.00
  • No minimum balance
  • Monthly Service Charges:
    • $3.00 charge a month for mailing of monthly paper statement without images
    • $5.00 charge a month for mailing of monthly paper statement with images

Benefits:

  • Free first order of Classic 50 checking standard checks quantity of 150
  • Free Classic City ATM withdrawals
  • 3 free foreign ATM withdrawals per month(first 3 of the month). $3.00 charge for each additional Foreign ATM transactions in the same month

Classic Premium Checking

  • Minimum to open: $1,000.00
  • How to avoid monthly Service Charges:
    • $10,000.00 min daily balance OR
    • $25,000.00 combined deposit (checking, savings, CD or IRA) balances OR
    • Classic City Loan with outstanding balance of over $20,000.00 OR
    • Classic City Business checking account
  • Monthly Service Charges:
    • $15.00 a month
    • $3.00 charge a month for mailing of monthly paper statement without images
    • $5.00 charge a month for mailing of monthly paper statement with images

Benefits:

  • Tiered interest rate:
    • Level 1 less than $24,999.99
    • Level 2 $25,000-$99,999.99
    • Level 3 $100,000-$249,999.99
    • Level 4 $250,000 or more
  • Free first order of Classic Premium checking standard checks quantity of 150
  • Free ATM withdrawals
  • Free Stop payments
  • Free Official Checks
Find UsLocation & Hours Call UsWe are here to help Email Uswith general questions

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Important Notice:

BEWARE OF ONLINE ACCOUNT TAKEOVER  Classic City Bank will NEVER call, text, or email you requesting Online Banking login credentials, one-time-verification codes, or Debit Card PINs.  If you ever receive a request for this information, HANG UP immediately and notify us at 706-222-2265.  

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